48 thoughts to “All you need to know about LIC e-Services”

    1. I have taken jeevan saral polycy on 02/01/10 at my age 28 years.yearly premium 12010/- and MSA 276550/- policy terms 20 years.
      What would be the return if surrender after 10 years and what amount i will be getting after maturity including loyalty.
      Thanks
      Nijamuddin

      1. MSA for 10 years is Rs. 110910 and loyalty addition rates declared in year 2015-16 for 10 term and annual premium band 5001 to 20000 is Rs. 325 per thousand maturity sum assured. on maturity ie after 20 years you will get MSA as you have mentioned and Loyalty addition (LA not 20 years term not declared by LIC yet)

  1. I have taken jeevan saral polycy on 02/01/10 at my age 28 years.yearly premium 12010/- and MSA 276550/- policy terms 20 years.
    What would be the return if surrender after 10 years and what amount i will be getting after maturity including loyalty.
    Thanks
    Nijamuddin

    1. MSA for 10 years is Rs. 110910 and loyalty addition rates declared in year 2015-16 for 10 term and annual premium band 5001 to 20000 is Rs. 325 per thousand maturity sum assured. on maturity ie after 20 years you will get MSA as you have mentioned and Loyalty addition (LA not 20 years term not declared by LIC yet)

  2. What is settlement option. Can this option is works in table no 814 & 815 ? Please give details about this option. Thanks

    1. Hi Manoj,
      I cannot provide you exact values of surrender, loan of conventional policies like Jeevan Anand as calculations are little complex and requires discounting factors for calculations. Please write a mail to any customer zone of LIC for such type of queries. To find the list of LIC customer zone and contact details Click here

  3. Hi, this is Baspa Nand Pancholi,(LIC agent delhi ncr) I am the Life Insurance Advisor with LIC. I can help you providing Life Insurance Advice/Financial planning, take LIC Policies for you and for your family. I also provide LIC Policies related services. Pls. contact me at 9891009400 and write to me at [email protected]
    Services that I offer
    New LIC Policy Quotes and Completion
    Complete guidance
    Doorstep Premium Collection Service
    Personalized Policy Recommendations
    Renewal / Revival of Lapsed Policies
    Human Life Value Calculation
    Life Time Services
    FOR MORE INFORMATION PLEASE CONTACT -:
    BASPA NAND PANCHOLI
    CON.9891009400
    Email–[email protected]
    To know about more LIC Plans please visit our website
    http://www.licbestplan.in

  4. thanks sir your blogs is very informative.your all lic plans information is very usefull for me .thanks a lot.

  5. I have around 12 policies enrolled with LIC portal and when I opt for eService of LIC (Using online portal) then of the those 12, 3 policies were not found eligible for eService registration. The reason mentioned is ‘not eligible’ and one had a reason eligible (quite weird).
    How can I get exact details about why these three policies were not considered for eService?

    1. If all policies belong to you and your minor children only (not your spouse) then only you can register for lic eservices for those policy else you have to make a different ID. If this is not the case then please write a mail to any of the nearest LIC customer zone for details. Find the Phone numbers and email IDs of LIC cusotmer Zone here.

  6. I am LIC agent in Delhi if any one can buy LIC policy plz contact me my name is Sandeep chaudhary my mobile no is 8447394036 my email is [email protected]. and sir your infrmton is great thanx sir…

  7. Thank you for sharing such great information. It is informative, can you help me in finding out more detail.

    1. Online repayment of policy loan is not available till now, though you can make interest payments in other branch but for full repayment you have to visit service branch only.

  8. I have 2 jeevan saral policies One of Rs 1225 per month and one more is Rs 1025 per month since from last 4 years . I want to withdraw my policies . I don’t want to continue them. How much I will get if i surrenter

    1. Please visit any nearest LIC branch or satellite office for your query. You may call any of the customer zone for your query. You can find telephone numbers of LIC customer Zone here in this blog.

  9. I have taken one lic policy to my son name (minor) but in policy bond his date of birth incorrectly mentioned. How can correction his date of birth in policy bond. Please suggest me. any problem create in future without correction date of birth.

  10. Hi Pawan,
    Could please list down the advantage of having e-services, i do not find any difference than the normal login.

  11. Hi sir… basically i dont mention maild id in my policy…for e services I entered mail id of my branch… can I change mail id though e sevices…. similarly can I change my cell no through e sevices…. how??? Plzzz reply me sir…. thanking you.

  12. बहुत ही उम्दा …. बहुत ही सुन्दर प्रस्तुति …. Thanks for sharing this!! 🙂

  13. I do not find any additional advantages by registering for E-services.
    Facilities like Online Payment, Policy Status, Loan Status, Claim Status, etc are available just by registering on LIC portal.
    After registering for LIC e-Service what is the advantage?

  14. I did not find any additional advantage which getting from e-Services because these all services getting while doing online payment..
    Is there any possibilities to do change the payment option from quarterly to Yearly from online e-Services?

  15. I had enrolled my mother’s, sister’s & brother’s policies with my user id. But now on e-services it is showing that policies are not eligible. Can i pay the premiums for those policies which are already enrolled? Kindly clarify.

    1. You can add policies of your minor children in LIC E-Services only. For your wife or major children you have to create another account. If you want to pay premium online use Pay Direct service available on LIC website.

  16. Hi Pawan,
    Why we can not find the Policy JEEVAN SARAL ( 165) in LIC Of India’s Bonus Rates Declared For 2016-17??
    I have a JEEVAN SARAL policy of term 15 years with MSA 250000, Quaterly premium of 3062, would you please let me know how much I will get at the end of the policy? also why I can not see the Vested Bonus for this policy though it is more than 4 Years???Please confirm…Thank you

  17. Thank you Pawan for the info, still I am unable to count the exact amount for my policy, policy of term 15 years with MSA 250000, Quarterly premium of 3062?
    Also, you did not confirm Vested Bonus for this policy?
    Regards,
    Rakesh

    1. There will not be any bonus in this policy up to 10 years. Only after paying full 10 years of the premium loyalty addition will be paid on the exit of policy by way of surrender or claim.

  18. Hi Pawan, Thank you for the info, one question, I want to change the nominee as my Spouse, since I started the policy before marriage, Just added my sisters ads the nominee, How I can change the same? Can I do it online?

    1. Change of Nomination is not possible online. You have to visit the policy servicing branch for this. You have to take you policy bond with you, as nomination change require an endorsement on policy bond for nomination change.

  19. Hi,
    I am S.K.Chouhan,(LIC agent delhi ncr) I am the Life Insurance Advisor with LIC. I can help you providing Life Insurance Advice/Financial planning, take LIC Policies for you and for your family. I also provide LIC Policies related services. Pls. contact me at 9871795880 and write to me at [email protected]
    Services that I offer
    New LIC Policy Quotes and Completion
    Complete guidance
    Doorstep Premium Collection Service
    Personalized Policy Recommendations
    Renewal / Revival of Lapsed Policies
    Human Life Value Calculation
    Life Time Services
    FOR MORE INFORMATION PLEASE CONTACT -:
    Sunil Kumar Chouhan
    CON.9871795880
    Email–[email protected]
    To know about more LIC Plans please call me on my cell no 9871795880

  20. Hi,
    I am Pawan Kumar ( Professional LIC agent/Advisor ) I am the Life Insurance Advisor with LIC. I can help you providing Life Insurance Advice/Financial planning, take LIC Policies for you and for your family. I also provide LIC Policies related services. Pls. contact me at 9996504925 and write to me at [email protected]

    Services that I offer

    New LIC Policy Quotes and Completion
    Complete guidance
    Doorstep Premium Collection Service
    Personalized Policy Recommendations
    Renewal / Revival of Lapsed Policies
    Human Life Value Calculation
    Life Time Services

  21. Sir , i have 2 LIC Policies which are registered in 2 different ids previously, how to club them in 1 ID…
    the portal is showing error that the policy is already enrolled in another ID.

    1. write to your LIC branch/LIC customer zone to disable any one id, then you will be able to register your policy.

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