Special campaign for revival of lapsed policies of LIC of India

Like past many occasions, Life Insurance Corporation of India (LIC) has come up with a new Revival Campaign with the motive of reducing lapsation of policies and renewing the relation with old policyholders. This special campaign is from 11/12/2017 to 28/02/2018. During this campaign, policyholders can revive their lapsed policies with concession in the late fee.

Also Read:

Types Of Revivals For Lapsed LIC Policies

 Anywhere revivals of your lapsed LIC policy

1. Policies which are eligible for revival

This campaign is the second campaign in this financial year by LIC. The earlier campaign was specifically for the policies lapsed without acquiring any surrender value.

Individual Policies and Health Policies which are eligible for revival in this campaign

  1. Lapsed policies under all type of plans except Micro Insurance Plans. ULIP plans like 802, 803, 804, 811 and 835 are also eligible for revivl as per policy conditions.
  2. Policies which are in lapsed condition for more than 6 months from FUP (First Unpaid Premium) as on date of revival.
  3. Policies issued through all distribution channel of LIC
  4. Policies which are in lapsed condition during the premium paying term and not completed policy term as on the date of revival.
  5. Policies under plan 805 and 806 can be revived within 1 year of FUP
  6. The revival of the policies with FUP more than 5 years on the date of revival can be done as per rules of LIC. These policies are also eligible for concession in late fee.

2. Concession in late fee

Late fee concession will be offered depending on the status of the policy, as indicated below.

Total Receivable premium amount under policy % of concession allowed in late fee per policy Maximum amount of concession allowed per policy
Upto Rs. 100000 20% Rs. 1500
from Rs. 100001 to 300000 25% Rs. 2000
from Rs. 300001 and above 30% Rs. 2500
  1. Concession in late fee will be allowed only for policies where policyholder pays all arrears of premium with interest and revivl requirements if any, up to the date of revival.
  2. Concession in late fee will be allowed for all types of revivals including SB-cum-revival, Loan–cum-Revival and instalment revival.
  3. Concession in late fee will not be allowed to policies which were revived by availing late fee concession during the campaigns in 2014-15, 2015-16, 2016-17 and first revival campaign of 2017. 
  4. Late fee concession will also be allowed where the arrears of premium for revival is in policy deposit and adjustment of the same is done during the campaign period after receipt of revival requirements.
  5. Under some plans like plan  91, 128, 174 & 179 where the policyholder can pay one or two instalments of premium with interest instead of paying all arrears of premium, concession in late fee will not be allowed for such part payment. Needless to add that if all arrears of premiums with interest are paid during the campaign period, then concession in late fee will be allowed as per rule.
  6. Medical Reports are to be submitted as per existing underwriting rules.
  7. No concession in waiting period for health insurance policies.

3. Health Requirements or Evidence of health

The policy can be revived on submission of satisfactory declaration of good health (DGH), medical reports and special reports if any called by called by underwriter depending upon age and sum to be revived under the policy.

Download Revivl Forms From Here  Form 680 (DGH for Adults),

This is an excellent opportunity for policyholders to revive their lapsed policy with concession in the late fee. To know more, contact your LIC agents or visit your nearest/servicing branch.

 
 

240 thoughts to “Special campaign for revival of lapsed policies of LIC of India”

  1. I have a policy no 186038342.I have not deposit premium from last two years. is this policy lapsed or still in run.I want to continue this policy then what is the amount to be deposit under special revival scheme.and secondly if I want to close the policy then what amount i got refund.Is there is any scheme to change the policy with any cash back policy.

    1. Vivek, your policy is in lapsed condition, you must revive this policy. Up to 31/10/2015 you can revive this policy by paying all due unpaid premiums + interest (with discount of 20% on interest).

  2. My policy no.943663036 i am not payed premiums since 2 years pl tell me abt policy on this email

  3. My Policy no: 754909748, can you please advise whether this is eligible for revival during this campaign, missed out premium for past 2years. Thank you in advance.

    1. Yes, your policy is eligible for revival. Please visit servicing branch to revive the policy, you have to pay all unpaid premiums with interest Up to the date from FUP. You will get the concession in late fee also. Refer the article for percentage of rebate.

    1. You can revive your policy in any branch if your policy is reviving with Declaration of good health (DGH) or medical only. If these is a requirement of any special medical reports then you have to revive your policy from servicing branch only.

  4. Thank you for your reply,much appreciate. I currently live overseas, do I need to come in person to get this done or can this be done over the phone? or is it up to the servicing branch? Please advise.

  5. Dear Sir,
    I have received communication from LIC (surprisingly for first time in 4 years although its my fault that I had forgotten that I had taken these policies)for reviving two of my lapsed policies numbered 903736209 and 903734727. Request for your advice if it is better to surrender the policies and ask for a refund (how much will be refunded?) or pay this huge late fee and continue with the policy.
    Thanks in advance, Shantanu

  6. Could you pls. check policy # 113238658? It was 16-yr premium policy, and I paid the 8th premium in 2009. So, I have missed 6 payments…is it revivable?

  7. Hello sir,
    premium of my policy has not been paid from last 8 years i.e since 2007, so ca i revive my policy under this campaign

    1. Policies with FUP more than 5 years can be revived under this campaign without relaxation in requirements. Though concession in late fee is available.

    2. Thanks a lot sir, so i can revive my policy on any day before 31 oct 2015.
      or is there any special day for this campaign.

  8. My policy no (987537788)Sir my policy lapsed from last 2 yrs.in this campaign my policy renewal but ammount is very big.can it possible to this ammount pay in installments.

    1. There are 3 other type of revivals , special revival, SB cum revival and installment revival. Ask the branch if your policy is eligible for any one of these.

  9. My policy no is 333800634. The last premium was paid in Jan 2015. Has my policy lapsed? In this campaign, can I renewal the policy ? how much amount will I have to pay ? Also, how can I pay it ?

  10. Can i Revival the following Policies 743026950, 743027084, 742701655, 741667506, 741667439, 743027081, 743027085

    1. I have checked your first policy and its not paid since 2004, and I think all the policy are same condition. Late fee will be too high. Its up to you if you want to pay this much late fee. Visit nearest branch for all the details.

  11. My policy #777953075 is not paid since feb 2013. Its elapsed and I could not pay online. Please let me know how should I go about this

  12. My Policy no.577762584. vide LICs Jeevan Nidhi policy.My querry is whether i should get benefited by the special Revival policy and if yes then up-to what amount.
    regards
    sk chatterjee

  13. For reviving two of my lapsed policies numbered 903736209 and 903734727 (Market plus) request for your advice if it is better to surrender the policies and ask for a refund (how much will be refunded?) or pay this huge late fee and continue with the policy.

    1. There is no late fee in ULIP policies(Market Plus), you just have to pay all the due premiums only. Also see your surrender value if you are getting amount with growth you can surrender it.

  14. dear sir,
    i need your kind advice regarding my policy no:764564321
    commenced on 2006 after an year till date not paid premium.
    whether its eligible for revival if so how much fees should be paid .pls inform me sir.
    wth thanks
    adhersh.

  15. Hi
    Can I revive a policy online? If so please let me know how and which website helps.
    Thanks,
    Pradeep

  16. Hello sir, My policy number is 612250617. We haven’t payed the premium since two years. The policy is already matured.May I know wheather it is possible to revive the policy & the amount of late fees should be paid . Thank you.

  17. Hello sir, my policy no is : 547376574. I have not paid from oct’2014. I wish to revive my policy with change of lic branch because of change of location. I called the lic policy but they said i need to come there which is not possible for me to travel from salem to bokaro for revival. Pls suggest what can be done at the earliest

    1. You can revive your policy anywhere and in any LIC branch only if revival is done on DGH or Medical only(high risk plan like term and with term rider are not allowed). After revival you can send your application through mail for transfer of your policy to desired branch.

  18. Hello Sir, My policy numbers are 800148253;800146752. Could you please let me know if these are eligible for revival? Thank you in advance for your help

  19. Hello Sir, My policy numbers are 260782998;260141600 Could you please let me know if these are eligible for revival? Thank you in advance for your help

  20. SIR I HAVE A POLICY NO-513954266 (SUM ASSURD-1 LAC,T-T-75/20,DOC-28/11/2005,FUP-28/05/2014) LAPES SINCE 05/2014 & MY DOB-04/03/1959 PRESENT TIME AGE 57 YEAR. SIR I CAN WE REVIVE WITHOUT ANY SPECIAL MEDICAL.

  21. Hello sir, I am having lick policy limited endowment plan 48, premium was due on 28/04/2015, it got lapsed, can I still revive my policy in other lic office of different city.

    1. If you have paid premium for complete 5 years then you just have to deposit premium directly at counter, if not then go for revival in any branch if revival is on DGH or Medical only.

  22. Is there still time to renewal the elapsed Policy? My Policy number 710556836
    Policy date: 28/03/2006. Let me know whether this policy is still possible to renewal.

    1. you can revive your policy in this special revival campaign, ask for SB cum revival scheme for your policy. (Your policy have provision of Survival benefit after every four year.)

  23. sir my policy no 114870830 & 121389812 is with lic delhi branch, were three i have not paid premium for three year , can we do submitt all amount in mumbai branch , plz advice

  24. Hi Pawan,
    Could you kindly let me know if my policy [775682130] is still revivable and also if it is worth reviving?
    Thanks, Hari

    1. Hello Hari,
      Late fee is very high and you have paid premium for 14 months only, policy can be revive in special revival campaign, and through SB cum revival scheme you have to pay almost half of the revival amount from pocket, it up to you whether you are ready to pay late fee or take another policy.

    2. Instead of paying a huge late fee, better use that money to buy a new plan, and I will recommend a term plan for you.

  25. I have 2 policies with LIC, poth lapsed due to unpaid premium, i want to revive the same , but the local office said i have to go to the location where the policy i have taken , which is not possible for me as the same are from the delhi, i stay in mumbai
    Please suggest the way for the same

    1. Hello Sachin,
      If your policy is reviving with declaration of good health (DGH) or medical then only you can revive your policy in other branch, else you have to visit your servicing branch. Please mention your sum assured in both the policies and your age so that I can tell you exactly.

  26. I have purchase the 4 policy in the year 2006 and paid the 2 premium now I am in overseas it is possible to revive the my policy in the special scheme ,but the special scheme closed on 31-10-2015 as per earliear notification .please guide me

    1. Policy Number : 197305757
      Plan Number : 196
      Premiums not paid since : 23/03/2011
      No of Installments due : 5
      Installment Premium : 15999.00
      Total Premium Amount : 79995.00
      Late payment charges : 23374.00
      Total Revival Amount : 103369.00
      Revival quotation valid till : 07/12/2015

  27. Hi..
    Hope your doing good..
    I have policy No 715200931. from last 1.5years i didn’t pay my premium amount so last month i have received notification from LIC like your policy is lapsed. So now i just want to know how to continue this policy what should i do and how much to pay for this continue. If there any option means how to pay online. Please advise.

  28. My mother an illitrate lady sa policy is lapsed &need renewal there must 2 Id if she has no ration card what will be these documents id

  29. Hi,
    Assitance required in revival of policy no 629690721.
    I have contacted the Branch in Dec 2014 however, it was advised for me to get in touch with the broker.
    I have submitted the documents with the broker who is located in Bangalore and policy was created somewhere in Chennagiri Branch. Also I tried to make full payment multiple times and due to delay the agent was unable to make.
    I personally travelled to Chennagiri and could not find the specific branch location also could not catch hold of the agent
    I have extracted the Statement (premioum details) twice and due to delay from the agent could not make it.
    Please advise what should be the procedue and Branch location wherein I have to make payment for the above policy.
    Regards,
    Gopinath

    1. Your policy is in lapsed condition from 05/2014, you have to revive it immediately to restart the cover. For that you do not have to visit the servicing branch, just visit any nearest branch and you can revive your policy there also. After revival only send a mail to servicing branch ([email protected]) quoting your policy number to transfer the policy to desired branch, do not forget to attach a copy of ID and Address proof with mail.

  30. Dear sir,
    My mother and father not pay the lic installment from last may 2010 now they want to revive the both policy i have contacted to agent but he said it couldn’t be revive now , please suggest me what i can do. Policy no is 112503696 and 112503697

    1. Hello Prachi,
      Your parents can revive the policy, LIC has again started its special revival campaign from 01/01/2016 to 29/02/2016, Use the opportunity, ask for SB cum revival scheme, it will reduce the burden. As per age of your parents, their may be some medical or special report required.

  31. Dear Sir,
    my policy no is : 648560729. I have not paid from aug’2013. I wish to continue my policy Pls suggest what can be done at the earliest.

    1. Just visit your branch and revive the policy, LIC has again started the special revival campaign from 01/01/2016 to 29/02/2016. Use the opportunity to revive your policy.

  32. Dear Sir,
    My Policy No:256687729. I have not paid my premium since “03/01/2013”. Will I be able to revive my policy. If yes, i have relocated to some other place. Is it necessary to visit the branch from where i bought the policy?

  33. my policy no;377869580 permium are not paid since 28/12/2009. i be revive my policy. give me suggestion

  34. Sir meri LIC policy 176716901 jiski 16 kist tuti h kya m use dubara chala sakta hu
    Without interstate ke chal sakti h kya

  35. I have a jeevan mitra policy with number 713640057..It is in lapsed condition..can I revive it now..if yes pls let me know the procedure..

    1. You can revive your policy during the revival campaign up to 29/02/16. First get the revival quote from any branch. You can revive this policy from servicing branch only.

  36. can my policy be revived – 333281645
    can i renew it online by making payment right away?

  37. I have a jeevan-anand policy with no-648181208. It is in lapsed condition, Please let me know whether i can revive it or not.

  38. LIC services are best but now the corporation has stopped to send premium reminder so the policy holder forgets to pay the premium. Please
    start again to send reminders. My family members 5 policied have been
    lapsed. The agent has also stopped working for LIC. Please suggest what to do. Waiting. Thanks

    1. Update your contact number in all of your policies, you will get all the reminders about your premium due dates. You can also register for LIC e-Services where you can see all the details about your policy and can make premium payment through cards or net banking.

  39. Please suggest for the jeevan saral plan which lapsed from last six years.premium is 15500.00 half yearly. I have initial two installments only.Now status show lapsed with no surrender value. pls suggest.

  40. Sir,i have a lic policy named jeevan saral(428860131).i have paid 12130 Rs per half year since december 2010.i have paid 5 premium.then i couldnot able to pay.now i need money what should i do.help me

    1. You have to surrender your policy, please visit your policy servicing branch for it, you have to submit your policy document and fill the surrender form and have to provide the bank details with proof. Surrender value will be credited directly to you bank account.

  41. Dear Sir,
    My policy number is 115755610. I have not paid my installments for last 3 years. I wish to revive my policy. Is it possible and if so how to pay the outstanding amount.
    Thanks and regards

  42. My policy #719989430 was started on March 2013 and have paid till May 2015 without interruption. Its jeevan saral with DAB – Premium monthly 3062.. Almost i had paid the premium for 2 years 3 months.. 9 months i did not pay the premium as per schedule. Almost 3 years completed now.. Now the policy status is lapsed without surrender value. Can i withdraw my amount now?

  43. Hello Sir.My policy #719989430 was started on March 2013.Its Jeevan saral with DAB – Premium monthly installment Rs.3062. I had paid it for 2 years 3 months and Last payment was made on 21/05/2015. No payment has been made by me for last one year. Now the policy status is lapsed without surrender value.
    1. Can i withdraw my paid amount due to financial problems
    2. is there any other way such as revival? Please help Me..

  44. Dear sir my policy no is 429845060, actually I already given my policy premium in every 6 month,but my agent not submit money to Lic office and given us a duplicate receipt. Can you tell me how can I start my policy? And how much money required ? Plz send me a mail …

  45. My policy no. is 193413603. I am not payed my premium since 15 years whether this is under this revival campagion or not. Plz tell me on my mail id.

  46. I have a policy no -492587641 not deposite premium from the year 2010 . I want to continue this policy all dues including fine is to be deposite under special revival scheme

  47. Massage was received from BZ- LICIND Like LIC has launched special revival campaign to revive your lapsed policy no 462587641. contact branch office immedialely . Accordingly ,I went to LICI , HAILAKANDI on 28/06/2016 .But the concern person told your policy is not to be revive , how i can revive this policy . if this was not consider in my case why this massage was sent.please advised

    1. Policy lapsed for more than 5 years have different rules of revival that policy lapsed for less than 5 years. Normally in revival campaign policies with more that 5 years of FUP are also allowed for revival. Please call customer zone Howrah “LIC Customer Zone, Howrah 6/5, G.T.Road (South), Near Howrah Maidan, Pin-711101 033-26374387 [email protected], they will properly help you on this matter and will provide you all the details regarding your policy.

  48. I have two policy nos. 276081781 and 276081782 dated 28 may 2013.
    i deposited the premium of the 2013 and 2014 but i missed the premium of the 2015.
    so can i know status and hows is the late payment fees to proceed.

  49. sir i have paid 2 premium in my policy table no.151/15/10 and since 12/2004 is in FUP status,can i revive it to now in LIC revival campaign.

  50. Dear Sir,
    My Policy no: 638027414, can you please advise whether this is eligible for revival during this campaign, I missed out premium for past 4 years. Also can you please let me know that total amount to be paid against this policy
    Thank you in advance.
    Regards,
    Nelwin

  51. I have a policy no 265563119{table no 165}.I have not deposit premium from last year. is this policy lapsed or still in run.I want to continue this policy then what is the amount to be deposit under special revival scheme.

    1. In Jeevan Saral policy there is a auto cover of 1 years after payment of 3 complete year Premium. So if Premium due is of 07/15 or later your policy is in inforce condition, just go any branch and deposit your due Premium.

  52. Sir i want to continue my policy 273287853 and 273603957 will you please tell me that how much amt.is deposit to continue both policy.

  53. Sir,I have had policies having nose.482424462,482830672,482830673,482832941 of the year 2001,2002,2003,2004 respectively but due to my financial scarcity,I couldn’t paid the premium and policies were lapsed.Now,suggests me that the said policies may be revived under this scheme.Meanwhile I visited the service branch on 08-07-2016 but they have no idea about the said Revival scheme.Now,what to do ,please suggest me .

  54. Sir,I have had policies having nos.482424462,482830672,482830673,482832941 of the year 2001,2002,2003,2004 respectively but due to my financial scarcity,I couldn’t paid the premium and policies were lapsed.Now,suggests me that the said policies may be revived under this scheme.Meanwhile I visited the service branch on 08-07-2016 but they have no idea about the said Revival scheme.Now,what to do ,please suggest me .

    1. Mr. Gupta,
      It’s highly unlikely that people from LIC branch do not know about this campaign. But, first you take out the revival quotation of your policy at any branch, satellite office or LIC customer zone and you will automatically get the quote with concession in late fee. If unpaid premium are not of more than 5 years and it does not require any special medical report for revival, then you can revive your policy in any branch.

  55. I have a policy no 333041841.I have not deposit premium from last 3 to 4year. is this policy lapsed or still in run.I want to continue this policy then what is the amount to be deposit under special revival scheme.

    1. Your policy can be revived in this revival campaign, you have to deposit all the premium till date and interest over it. You will get 20% concession in the late fee.

  56. I have a policy {table no 165}.I have not deposit premium from last year. is this policy lapsed or still in run.I want to continue this policy then what is the amount to be deposit under special revival scheme
    Can we pay on line and revive our policy. If yes how to go for it.

    1. Policy cannot be revived online.
      In Jeevan Saral policy there is an auto cover of 1 years after payment of 3 complete years Premium. So if Premium due is of 07/15 or later your policy is in inforce condition, just go any branch and deposit your due Premium.

  57. My husband has a policy, with a premium of nearly 85K per annum. He forgot to pay the amount last december and the policy lapsed. Can we revive it from aborad? We live in USA and will not be visiting soon. He is between 46-50 years of age. Please help.

    1. It is not possible to revive the policy from abroad. Please write a mail to any of the LIC Customer Zone quoting your policy number and they will provide you exact details regarding your policy. Click Here to get the email Ids of LIC customer zones.

  58. I have 2 policies whose policy nos are 525373025, and 523432980. I wasn’t able to pay the premium because I have forgot the password of lic’s e-Login and also forgot the password of my emailid because of which I’m unable to change the password. Can I create another account with same policy no. or any other way to recover the password. Also I know these policies are in lapsed state. Is there any chance of revival. If yes please help.

    1. Once registered on LIC portal, a policy cannot be registered again on different ID. Write a mail to your branch quoting one of your policy number which is already registered on LIC portal, they will provide you the user id of LIC portal. You can also send mail to your nearest customer zone for this. Click Here to know the email ID of your nearest LIC customer Zone.

  59. Hi,
    i have two LIC policy and is lapsed since mid 2015. I am currently abroad. How can i pay the lapsed policy and continue..
    Thanks

    1. You cannot revive your policy when you are abroad. But, check which policy you have and how many years it have completed. In some policies, if they were in inforce condition for 5 continuous years, the premium can be deposited with interest within 1 year of FUP (First unpaid premium) at cash counters without any revival. Or you can write a mail directly to any of the LIC Customer Zones to get exact position and details about your policy.

  60. Hello Pawan Sir, I have the policy number 956685206. I have not paid the premiums since 3-4 years. Would the above policy stand for revival? If yes could you help me with the late fees amount? Also after paying the premium for these years and late fees, would it be still considered from the date of Commencement?

  61. my policy no. 385818718 kya ye laps policy fir se shuru ho jayegi if yes to rs kitni aur kab tak pay karni padegi plz reply
    mob. 7879722252 cg mungeli

  62. hi,
    I have a policy with lic policy no 539809837. its having two unpaid primium kindly suggest how to make the payment….

  63. i am state govt employ of telangana state, my policy no. are 683576252, 685745200, 685745912, 697390707 these policies are pending from July-2013 to Sep-2014, due to absence of mine to my job. after that i was joined in duty and my premium amount is deducted from my salary and credited to above policies is it possible to adjust the amount with out revival of policies.
    one more thing i would like to tell you i approached branch to clear the 15 months gap period with revival form and medical procedures but that revival form is sent to zonal office hyderabad, still the decision is pending.
    now my doubt is that with out decision of zonal office, how the branch is adjusted my latest premiums(i.e. from Oct-2014 till now it is going on)? which are followed by above 15 Months (from July-2013 to Sep-2014) gap, but still the gap period is pending for decision.
    is it possible to branch settle the premium with out decision of zonal office? by leaving 15 gaps as it is.

  64. Hi, I would like to know if my policy has been lapsed, I missed it’s two payments. If it has lapsed then how do I revieve it?
    Policy Numbers are – 671719643 and 671952947.

  65. Hi, I would like to know if my policy has been lapsed, I missed it’s two payments. If it has lapsed then how do I revieve it?
    Policy Numbers are – 671719643 and 671952947.

  66. Hi, I would like to know if my policy has been lapsed, I missed it’s three payments. If it has lapsed then how do I revieve it? Can I do it online by making online payments? I’m abroad at present. Plz let me know if I can revieve it by making online payment

  67. My policy 967207256 has lapsed.
    What will be premium and process for renewal it.
    Can I do the renewal online

  68. I HAVE A POLOCY BEARING NUMBER 684671977 WITH PREMIUM AMOUNT 1310.I HAD TAKEN THIS POLOCY IN MAR 2008 AND I PAID RENEWAL UP TO MAR 2011 AFTER THAT RENEWAL PENDING TILL DATE, NOW I WANT TO REVIVAL THIS POLOCY BUT WAT DISCOUNT AMOUNT I WILL GET & WHAT ARE THE DOCUMENT REQUIRED FOR REVIVAL & AFTER REVIVAL CAN I GET THE LOAN ON THIS POLOCY AND HOW MUCH AMOUNT I WILL GET..

    1. You can revive the policy during this revival campaign. Visit your branch and get the revival quotation of your policy. If there is no special medical reports required then just submit revival from 680 along with any of your ID proof with revival quotation. Since your policy has lapsed for more than five years as on date, your policy may be sent to the higher office for revival decision and may take time from 10 to 20 days.

  69. I, Name Arun Kumar Singh having a LIC of India holder vide Policy No 513832709. The instalment premium was due for payment in the month of December 2015 but I unable to pay the same due to some domestic problem. Now I am willing to payment to due / lapsed premium for continuity in future. Please advise me to deposit the lapsed premium.

    1. If your policy has completed 5 years or more, then just visit any of your nearest LIC branch/satellite offices and deposit the premium with the late fee on the cash counter.

  70. Hello sir,
    premium of my policy has not been paid from last 11 years i.e since 2005, so can i revive my policy under this campaign

  71. hello sir,I have jeevan mitra policy double cover and policy is in lapsed without paid up value.my query is can I revive this policy without medical????proposer is having business of pesticides (BSc Agri) and SA is 6.80 lacs???

  72. My uncle policy no. 874653981 got lapsed last year. This was opened in some in Gujarat. Please confirm we can revive this policy after paying late fee in any branch in Mumbai or we need to personally visit to the home branch in Gujarat. Please note my uncle age is now 58 yrs, hence please confirm do he need to submit medical reports or in this scheme policy can be revive withour submission of any medical reports. Thanks in advance for your assistance.

  73. My uncle policy no. 874653981 got lapsed last year. This was opened in some branch in Gujarat. Please confirm if we can revive this policy after paying late fee in any branch in Mumbai or we need to personally visit to the home branch in Gujarat. Please note my uncle age is now 58 yrs, hence also confirm do he need to submit medical reports or in this scheme, policy can be revive without submission of any medical reports. Thanks in advance for your assistance.

  74. I took the LIC Policy for my Daughter. Wants to renew the policy. Pls suggest how I can pay the premium and what will be the late fee. My Policy name is LIC Chaya and Policy No. is 125764096. Pls provide full details reg. the policy.
    Thanks.

  75. Hello, My Policy is lapsed and i would like to revive it by paying the late fee. My agent said that the campaign is over and they will extend it again. Now shall i pay or will wait for the campaign extend to get the benefit ? Please suggest me if do you have any info. about the campaign extend ?

    1. LIC may come with a new revival campaign and you can wait. But, you must understand that till then there will not be any risk cover on your life. So revive your policy immediately and don’t wait for any campaign to revive your policy.

  76. Hi Pawan
    I have one Jeevan Saral Policy started back in Aug-2010 and paidd 28 premiums till Nov-2012, after that No premium is paid till now-i.e. total due premiums-47
    I want to revive this policy, Issue is policy was issued in Ahmedabad and now i am in Bangalore with other Policies being Logged in Delhi
    So how i can revive the policy ??

    1. If there are no special medical reports required to revive your policy like ECG etc. then you can revive your policy anywhere, in any LIC branch or Satellite office.

  77. Sir My policy numbers 993154353 and 993154325. Premium not paid since last 3 years is it possible to revive both the policies now.

  78. Dear sir.
    My policy no is 895344069 has lapsed.no premium paid since sept 2015.
    What will be premium and process for renewal it.
    Can I do the renewal online

    1. LIC has launched revival campaign from 16/01/2017 to 15/03/2017, visit any nearest branch to know the revival value. If it does not require any special medical reports for revival, you can revive it in any branch.

  79. Dear Sir,
    My Policy number is 165104184. Can I go for its revival. What would be the total amount? Also is there any option to change the address of the policy holder…this policy is of LIC

    1. You can revive the policy from any branch nearest to you. To change the address in your policy please submit an application in your servicing branch. Alternatively, you can send a mail with the copy of relevant address proof to any nearest LIC customer zone. Find the email ID/Address of your nearest customer zone here.

  80. My policy No 784949196 is showing lapsed can i revive or what can i do for getting money back please advice

  81. Hello
    Policy no- 116469570
    Could I renew this laps policy. If i withdraw with this one what amount i will get.
    Waiting a response from your end.
    Regards
    9899451030

  82. sir what is the sum of amount will get 179/20 as loan.2014 i have got s,b. my branch concern staff is new for the section. but i feel my s,b amount is rs.5000. ( what is the condition percentage calculation).by.jagan arulmozhi.

    1. If it has acquired paid up value (paid full 3 years of premium), then you will only get surrender value as on date of surrender or paid up value on the date of maturity.

  83. Sir, i have a policy which i start in 2010 , in which i have done last transaction in 2012 but i want to revive it again .please suggest me the procedure sir how it possible?

    1. Visit any nearest branch and check for the revival value. If it does not require any special medical reports for revival, you can revive it in any branch.

  84. Thanks for the info. Can I revive the policy from any branch or am I supposed to visit home branch only ?

  85. if the policy is in lapsed status from 2013, does it require special medical test like ECG, Diabetes. if the policy holder is now 60yr old.

  86. Hello sir,Iam Shyambabu my LIC policy nos are 360204899,360204915 both are lapsed due to non payment of premium for last two years.Iwas referd to a panel diagnosis centre for medical tests as I had CABG in 2006 (cornary artery bypass graft).Now my policys are declined for revival.How to revive it,earlier my policys are revived with the same health condition.Please advice how revive the policys.Iam in perfect condition without any health issues.Thanks

    1. Special medical reports are checked by Doctors and then according to their observations and findings Underwriter give their decisions. So, there is no other way you can start your policy.

  87. In this revival campaign ,policy premium not paid for last 8 years will revival possible, Please reply.

    1. Policy lapsed for more than 8 years will revival possible in this lic compaign.Please,reply Sir.Because I want to revive this policy 513570025.If possible please inform us. I will very thankful for you.

      1. LIC allows the revival of some policies which are lapsed for more than 5 years. These case are referred to Divisional office by branches for revival decisions.
        “The revival of policies with FUP more than 5 years as on the date of revival will be eligible only for late fee concession. However, revival will be done as per rules.”

  88. My policy 364932557 ,will revival possible in this special revival campaign. Weather revival amount can be paid through cheque or cash? Reply.

  89. Special revival mai local install premium nahi liya jata aur nahi dgh mai rebate kiya jata hai.agents ko jyada pareshan kiya jata hai. Isko 1 sal regular rakha jay

  90. I have a policy with following details
    Plan Number 178
    Premiums not paid since Oct- 2014
    No of Installment Due 10
    Premium amount – Rs 1810
    Should i do revival of policy ? Will i get concession in late fee ? What will be the total amount i need to pay to revive the policy ? Should i surrender ? what is the benefit in surrendering the policy ?

    1. If there is not any financial emergency, then there is no benefit in surrendering a conventional plan. To revive your policy, you have to deposit all 10 due premiums with interest from Oct 2017 to till date. You will get concession in late fee up to 25% of late fee (maximum Rs. 5000).

  91. My Policy no: 114689161, can you please advise whether this is eligible for revival during this campaign, missed out premium for past 6years. Thank you in advance.

    1. Policy lapsed for more than 5 years can be revived subject to certain conditions. Visit your policy servicing branch and get the revival quote to know the exact amount. If your policy is money back then you can revive through SB cum revival scheme also.

  92. Hi my Policy no is 554012348, can you please advise whether this policy number is eligible for revival during this special revival campaign. The Premium due was missed out from 01/2010 till date.
    With Regards,
    Rakesh

    1. Policy lapsed for more than 5 years can be revived subject to certain conditions. Visit your policy servicing branch and get the revival quote to know the exact amount. If your policy is money back then you can revive through SB cum revival scheme also.

  93. I have LIC Policy 892097842 is lapsed for 13 months, Premiums was paid through ECS since begining. Received LIC Policy laps letter. How to settle issue.

    1. Visit any nearest branch and get revival Quotation, revive your policy by paying all the due premiums. You ECS deduction will start after revival automatically.

  94. Hello my policy No. 419011712. Can you advise us whether the same is eligible for revival during this campaign.

  95. Hi
    My jeevan shree LIC policy lapsed as i didnt pay last 2 installments due in aug 2016.i moved to USA now. how can i revive my policy now? what documents are required? can i revive it at any branch or only through the agent?

  96. My father had made to policies (945202709 and 945202296) in the 90’s and which by now have long lapsed. Can I retrieve them by paying any late fee. How can I get to know their status.
    Please advise.

    1. To know the status of your policies, you must call any LIC customer zone or write an email to them. To know the phone number and email ID of your nearest LIC customer zone please follow this link.

  97. Hello Sir,
    What is the process to revival of LAPSED LIC India policies when I stay outside India?
    I have missed the payments to LIC policies from SEPT 2016, HOW TO REVIVAL OF LAPSED LIC INDIA POLICIES BY STAYING IN USA, IS THERE ANY WAY THAT I CAN SEND THE APPLICATION/ REVIVAL FORM ? I HAVE THE 9 MONTH PAYMENT DUE. Please help me on this.
    Following are my policy numbers. Please guide me.
    843662444
    843670514
    843677234
    Thank you !
    Regards,
    Sreekanth.

  98. Hello sir,
    Can you please check my policy number: 638095643 for revival eligibility.
    Kindly let me know whether I can revive my policy or not. If so when will be the next Revival camp will be held.
    Thank You,
    Raju S R

  99. Hello

    Can you please check my policy number: 165738249 for revival eligibility.

    Kindly let me know whether I can revive my policy or not. If so then share the details and procedure.

    Thank You,
    Karan Bajaj

    1. Yes, your policy is eligible for concession in late fee in this revival campaign. Visit nearest branch to get your policy revived.

  100. My policy no is 215527518 and have not deposited premium since 2015 but still i want to continue my policy and want to deposit the premium but when i asked lic executive regarding the same they have told me to visit the branch from where i have done LIC policy but i want to deposit in DELHI NCR LIC branches. Pl. clear the issue .also clear whether i can deposit it online

  101. My policy no is 215527518 and have not deposited premium since 2015 but still i want to continue my policy and want to deposit the premium but when i asked lic executive regarding the same they have told me to visit the branch from where i have done LIC policy but i want to deposit in DELHI NCR LIC branches. Pl. clear the issue .also clear whether i can deposit it online

  102. My policy no 614841359 and 615167914 and I not deposited premium since 2008 .so kindly reply. This campaign my policies are eligible are not.

    1. Policies lapsed for more than 5 years are eligible for revival in this campaign. Go to your servicing branch to get the quote and submit the revival forms.

  103. Revival of policy: Is it necessary that I need to go to same branch where I bought policy for revival or Any branch will support on Revival?
    Regards,
    Venkat

  104. I have a policy no 312583016.I have not deposit premium from last 4 years. is this policy lapsed or still in run.I want to continue this policy then what is the amount to be deposit under special revival scheme.and secondly if I want to close the policy then what amount i got refund.Is there is any scheme to change the policy with any cash back policy.

  105. पॉलिसी no 35******1
    मई 2014 में ली थी उसका प्रीमियम अगस्त 2015 तक जमा किया तथा उसके बाद से किसी कारणवश मैं पॉलिसी का प्रीमियम जमा नहीं कर पाए अब मैं उसको चालू करना चाहता हूं जिससे कि मैं आगे की LIC के साथ अच्छी तरह से चला सकूं और इसके बारे में अच्छी तरह से जानकारी प्राप्त कर सकूं प्लीज मुझे इसके बारे में जानकारी दें और मैं हो सके तो मेरे ईमेल पर मैसेज करें और मेरे मोबाइल नंबर पर यह कोई जानकारी से अवगत कराएं तथा हेल्पलाइन नंबर के बारे में जानकारी देंं मैंने अपने एजेंट से बात की तो उन्होंने अभी बोला की डेट अभी तक आई नहीं है please help me my mobile number 97******5 or email 5मई 2014 में ली थी उसका प्रीमियम अगस्त 2015 तक जमा किया तथा उसके बाद से किसी कारणवश मैं पॉलिसी का प्रीमियम जमा नहीं कर पाए अब मैं उसको चालू करना चाहता हूं जिससे कि मैं आगे की LIC के साथ अच्छी तरह से चला सकूं और इसके बारे में अच्छी तरह से जानकारी प्राप्त कर सकूं प्लीज मुझे इसके बारे में जानकारी दें और मैं हो सके तो मेरे ईमेल पर मैसेज करें और मेरे मोबाइल नंबर पर यह कोई जानकारी से अवगत कराएं तथा हेल्पलाइन नंबर के बारे में जानकारी देंं मैंने अपने एजेंट से बात की तो उन्होंने अभी बोला की डेट अभी तक आई नहीं है please help me my mobile number 97******5 or emailसी मई 2014 में ली थी उसका प्रीमियम अगस्त 2015 तक जमा किया तथा उसके बाद से किसी कारणवश मैं पॉलिसी का प्रीमियम जमा नहीं कर पाए अब मैं उसको चालू करना चाहता हूं जिससे कि मैं आगे की LIC के साथ अच्छी तरह से चला सकूं और इसके बारे में अच्छी तरह से जानकारी प्राप्त कर सकूं प्लीज मुझे इसके बारे में जानकारी दें और मैं हो सके तो मेरे ईमेल पर मैसेज करें और मेरे मोबाइल नंबर पर यह कोई जानकारी से अवगत कराएं तथा हेल्पलाइन नंबर के बारे में जानकारी देंं मैंने अपने एजेंट से बात की तो उन्होंने अभी बोला की डेट अभी तक आई नहीं है please help me my mobile number 97******5 or email

    1. अजय पाल सिंह जी,
      प्रथम, यह एलआईसी का अधिकारिक ब्लॉग नहीं है, केवल एलआईसी की पॉलिसी एवं सेवाओं संबंधी जानकारी देता है।
      द्वतीय, जनवरी 2014 के बाद एलआईसी द्वारा जारी की गई सभी पॉलिसीयों को प्रथम अदत्त प्रीमियम (FUP) के दो साल के अन्दर ही रिवावईवल किया जा सकता है, अत: कृपया अपनी निकटम एलआईसी ब्रांच से बात करें या निकटतम एलआईसी कस्टमर ज़ोन के नम्बर पर बात कर पॉलिसी की सही स्थिति जानें।

  106. MY POLICY NO. 48******* IS OPENED on 28/32010 and paid two instalment of premium but till then i didnot paid premium. can i revive the policy by paying the overdue premium . is i am eligible for ongoing concession scheme of lic.

    1. Yes, policies with FUP more than 5 years can be revived during this campaign. But, first visit your servicing branch to get exact details and procedure to revive such policy.

  107. My Policy no: 564610883, can you please advise whether this is eligible for revival during this campaign.

  108. Dear sir,
    my son policy two years lapsed.that is yearly policy .policy no-695722342 and Yearly 13744/-.after fill the form online where can i send and i want to pay by online.could you advise me.pls
    yadav

    1. Revival of lapse policy is not possible online, you have to visit any nearest office for the same.

  109. Dear Sir
    My policy lapsed i paid only 2 times(quarterly) that to march 2014 and june 2014 after that i discontinued.
    right now i want to revival my policy. is it possible.
    I am ready to pay fine and interest.
    please help me and go through the given details
    Policy Number – 676802063
    Date of Commencement- may be around 20/03/2014

    1. Policies which are launched on or after 01/01/2014 by LIC of India can be revived only within 2 years of FUP. So, IF DOC of your policy is in March 2014 and FUP is 09/2014 (after payment of 2 QLY premiums), then it is not possible to revive your policy, even in this revival campaign. For more details you can contact any nearest LIC branch or LIC customer zones.

  110. Hi my policy nos is 992018896 I have not paid last two premiums. I have received a letter to pay a certain amount and revive the policy. If I pay the amount when can I surrender the policy . I had taken up this policy in Sept 2015. As I don’t want to continue with this policy.

    1. A policy can be surrender after 3 years are completed and 3 full year premiums have been fully paid

    1. Online revival facility is not available for Lapse LIC policy. Visit any nearest branch of LIC for revival.

  111. My LIC policy(705105420) has lapsed and my last payment was on Dec 2016 . It has been more than a year since I have payed my last payment. On what scheme can I renew my LIC policy and Do I Need to visit my branch in Chennai for revival bcoz I have shifted now to Coimbatore. Can I renew my LIC policy in an nearest LIC branch in Coimbatore. Any help or response would be greatly appreciated. Thanks!!!

    1. If there are no medical reports required for Revival, then you can revive your policy anywhere in any nearest LIC branch or satellite office.

  112. Sir my policy no.688551731.my premium is pending from 2012.can I revive my policy.how much amount need to pay

    1. Contact nearest LIC customer Zone to know the exact revival amount. Since your policy is lapsed for more than 5 years then you have to visit your servicing branch only for revival.

  113. I am from Chennai, My LIC Jeevan Anand 149 policy(Policy Number 718921613) has lapsed and my last payment was more than 4 to 5 years. Can I renew my LIC policy under this scheme or any other scheme. Can I renew my LIC policy in an nearest LIC branch in Chennai. Any help or response would be greatly appreciated. Thanks

    1. Yes you can revive your policy, if there are no medical requirements for revival then you can revive your policy in any LIC branch or SO

  114. My brother Policy 815( Jeevan Anand) has been lapsed since last 2 years. Can it revive or what is the other process.pls tell

    1. New Jeevan Anand, Plan No. 815 if lapsed for more than 2 years, then it cannot be revived not even in any campaign. Please check whether 2 years have been completed form First Unpaid premium, if not, then revive your policy immediately to avoid any loss of money and risk cover.
      To revive your policy you have to fill DGH (Form 680), visit any nearest branch to get the revival quotation and if there are no medical requirements for revival then you can revive your policy in any LIC branch.

  115. Hello. My policy says lapsed without surrender. How can I revive it online? Please help. I think I paid premium last October. Not sure.

    1. there is no option for online revival of policy, visit any nearest branch to revive your policy.

  116. My Policy no 701415986. FUP 03/2012. Visited my branch on 08/2017 and submitted all forms. Let me know am I able to renew my policy

  117. I have a policy with LIC Anmol Jeevan and its premium is not been paid for a year, I have the next due date in may. How can i make this policy active again.

    1. You have to revive your policy first to make any further premium payments. Visit your servicing branch to revive your policy. You cannot revive this policy in any other branch.

  118. I heard that my policy got lapsed and I can not continue with the same as per my current financial situations. Can I get refund what I paid.
    I paid for 2 years and sum around 22000/-

    1. You will get surrender value in your policy if it has completed 3 years and all 3 years of premium have been paid. So it is not possible for you to get your premium amount back.

        1. If you have a policy which was launched on or after 01/01/2014, then it is not possible to revive the policy as they can only be revived within 2 years of FUP (First unpaid premium).

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