LIC’s Jeevan Lakshya is a participating non-linked plan which offers a combination of protection and savings. This plan provides for Annual Income benefit that may help to fulfill the needs of the family, primarily for the benefit of children, in case of unfortunate death of Policyholder any time before maturity and a lump sum amount at the time of maturity irrespective of survival of the Policyholder. This plan also takes care of liquidity needs through its loan facility. It is available for sale from 12/03/2015.Benefits:
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one lakh ka kya primiyam hoga
The annual income benefit of 10% is the biggest plus point for this policy. This feature will attract people to buy this policy. But I think one should do a thorough calculation of return and other available products in market.
You can sell this plan as Jeevan Sathi Combination using below details.
· On Survival, both of them would get MATURITY
· Upon unfortunate death of anyone,
· 10% Income Benefit to the Survivor
· Survivor can pay his/her future premium with it
· On Maturity, Survivor gets DOUBLE MATURITY
· 1 Maturity of Survivor + 1 Maturity of Partner
· Very Powerful Concept
· Unmatchable with anything else
This is a great Post and I’m glad that you shared these plans.